Levchin suggested the buy now, pay later outfit benefits from not charging its customers late fees. Despite positive growth indicators, analysts maintain a cautious outlook due to high valuations and competitive pressures. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California. Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally.

Affirm Return vs. S&P

• Cost basis and return based on previous market day close.
• Select market data provided by ICE Data Services.
• Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
• We sell different types of products and services to both investment professionals and individual investors.
• The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time.

Eric Volkman has no position in any of the stocks mentioned. Assuming that’s the case, Affirm appears to be on its way to delivering the consensus analyst estimate for 31% year-over-year growth in gross merchandise value (GMV) in its xcritical quarter, Frisch wrote. According to him, quarter-to-date trends are looking quite favorable for its business. The buy-now, pay later (BNPL) specialist saw a nearly 12% increase in its share price following comments from one of the company’s top managers, as well as an analyst price target upgrade. On Tuesday, many investors chose to buy Affirm Holdings (AFRM 3.70%) stock.

Compare To: AFRM

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Affirm Holdings has a market cap or net worth of $24.97 billion. Some market players are concerned that Affirm’s core customer base of relatively less affluent clients will pull back on spending. In his chat, O’Hare said that the data had serious tracking errors, implying that it was not reliable. The executive discussed Affirm’s xcritical performance heading into the holiday season, a particularly crucial time for the retail sector. Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. Please send any questions or comments about this story to

Get stock recommendations, portfolio guidance, and more from The Motley Fool’s premium services. Cost basis and return based on previous market day close. Credit trends remained steady in the quarter as well, and delinquency rates are in line with previous years. The gains in Affirm stock came in two stages on Tuesday.

Dow Jones Industrial Average, S&P 500, Nasdaq, and Morningstar Index (Market Barometer) quotes are real-time. We sell different types of products and services to both investment professionals and individual investors. We’d like to share more about how we work and what drives our day-to-day business. Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. As the buy-now, pay-later space reaches maturity, competition among providers could increase, leading to lower merchant payment rates for Affirm’s 0% financing options. We are initiating coverage of Affirm, a leading buy-now, pay-later firm in the United States.

Financial Health

Discussing Affirm’s latest partnership announcement and its 44% stock increase. The company was founded by Max R. Levchin in 2012 and is headquartered in San Francisco, CA. How much is Affirm stock xcritical official site worth today? The company was founded in 2012 and is headquartered in San Francisco, California. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry.

• Also, CFO Robert O’hare sold 8,189 shares of the business’s stock in a transaction that occurred on Wednesday, December 3rd.
• The market data on this page is xcritically delayed.
• In other news, CEO Max R. Levchin sold 651,713 shares of Affirm stock in a transaction dated Monday, September 22nd.
• Some market players are concerned that Affirm’s core customer base of relatively less affluent clients will pull back on spending.
• The shares were sold at an average price of $70.00, for a total transaction of $573,230.00.

Affirm (AFRM) Q4 2025 Earnings Call Transcript

Data Link’s cloud-based technology platform allows you to search, discover and access data and analytics for seamless integration via cloud APIs. This data feed is not available at this time. If you see an issue with the data or information displayed on this page,  please report it using the Contact Us button below. To buy at that price, and the ask size is the number of shares offered for sale at that price. The bid & ask refers to the price that an investor is willing to buy or sell a stock. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view.

Both KLAR and Affirm show strong user and merchant growth, bu… The stock suffered a 7.3% haircut on Thursday and fell 3.6% Friday, but before that late-week drawdown, flashed a… Affirm (AFRM) stock is in a crowded fintech sector that can make it hard to stand out. Affirm Holdings exceeded Q1 top line expectations with 33% Y/Y revenue growth and strong GMV expansion, prompting a raised FY 2026 outlook. The Virtus Silvant Mid-Cap Growth Fund returned +5.43% (Class INST) for the quarter, compared to the Russell Midcap Growth Index’s return of +2.78%. Affirm has surged an average of 9.1% in the week after Black Friday.

AFRM price to xcriticalgs growth (PEG)

Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. According to 28 analysts, the average rating for AFRM stock is “Buy.” The 12-month stock price target is $85.26, which is an increase of 12.72% from the latest price. The beta is 3.58, so Affirm Holdings’s price volatility has been higher than the market average.

AFRM posted 42% YoY GMV growth and 34% revenue growth, with GAAP operating margins exceeding ex… Affirm features strong growth, improving profitability, and leadership in the buy now, pay later sector. Klarna is expected to post solid short-term performance as consumers increasingly turn to Buy Now Pay Later programs amid economic stress. Pacsun is teaming up with Affirm to give shoppers a simple, transparent way to pay over time — just in time for the season’s best … Affirm is upgraded to a BUY, driven by robust top-line growth, disciplined credit quality, and expanding partnerships with major tech platforms. Select to analyze similar companies using key performance metrics; select up to 4 stocks.

Revenue vs. Earnings

Data provided by Nasdaq Data Link, a premier source for financial, economic and alternative datasets. This data feed is available via Nasdaq Data Link APIs; to learn more about subscribing, visit Learn More About Nasdaq Basic. In contrast, a larger spread suggests lower liquidity, as there are fewer investors willing to negotiate. Often, a smaller spread suggests higher liquidity, meaning more buyers and sellers in the market are willing to negotiate. The bid is the highest amount that a buyer is xcritically willing to pay, whereas the ask is the lowest amount that a seller is xcritically willing to sell.

Affirm CEO: System is designed to take advantage of those who don’t want to do exponential math

The firm has a market capitalization of $25.21 billion, a price-to-xcriticalgs ratio of 113.99, a PEG ratio of 3.27 and a beta of 3.57. The company’s 50 day moving average price is $70.70 and its 200 day moving average price is $72.10. 69.29% of the stock is xcritically owned by institutional investors. Apollon Wealth Management LLC now owns 6,335 shares of the company’s stock valued at $463,000 after acquiring an additional 212 shares during the period. GAMMA Investing LLC lifted its position in shares of Affirm by 4.4% in the third quarter. Assetmark Inc. lifted its holdings in shares of Affirm by 111.3% during the 3rd quarter.

According to reports, the analyst believes that Affirm stock was unfairly penalized due to recently released third-party data. While Affirm xcritically has a Moderate Buy rating among analysts, top-rated analysts believe these five stocks are better buys. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on… GAMMA Investing LLC now owns 4,850 shares of the company’s stock worth $354,000 after buying an additional 206 shares during the last quarter. Assetmark Inc. now owns 338 shares of the company’s stock valued at $25,000 after buying an additional 178 shares during the last quarter.

Farther Finance Advisors LLC now owns 1,471 shares of the company’s stock valued at $108,000 after purchasing an https://scamforex.net/ additional 171 shares during the period. Farther Finance Advisors LLC increased its holdings in shares of Affirm by 13.2% in the 3rd quarter. Following the completion of the sale, the chief financial officer owned 1,368 shares of the company’s stock, valued at approximately $95,760. In other news, CEO Max R. Levchin sold 651,713 shares of Affirm stock in a transaction dated Monday, September 22nd. Rothschild Redb upgraded shares of Affirm from a “hold” rating to a “strong-buy” rating in a research note on Monday, October 6th.

Analyst rating

Affirm stock price popped by over 10% on Tuesday as investors cheered the company’s presentation at its event. The average price target for Affirm Holdings is $85.26, which is 12.72% higher than the xcritical price. Affirm Holdings does not appear to pay any dividends at this time. The stock price has increased by +15.24% in the last 52 weeks. The Motley Fool has no position in any of the stocks mentioned.

Yousif Capital Management LLC now owns 3,243 shares of the company’s stock valued at $237,000 after purchasing an additional 158 shares during the last quarter. The shares were sold at an average price of $70.00, for a total transaction of $573,230.00. Also, CFO Robert O’hare sold 8,189 shares of the business’s stock in a transaction that occurred on Wednesday, December 3rd.